Lemonade is a new kind of pet insurance company that uses artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning. They aim for zero paperwork and instant everything, and are obsessed with social good, delighting customers, and pets.
True to their word.
Lemonade Pet Insurance was brought to my attention by another Corgi owner. I reviewed different pet insurances and I liked what Lemomade had to offer. Sadly I only had the insurance for a short time because my Corgi puppy died quickly. I put in a claim and Lemonade paid my claim minus the appropriate deductibles. They kept me informed during the claim process. When the time is right, we will welcome a new Corgi into our home and hearts and get her Lemonade Pet Insurance.
Pembroke Welsh Corgi
So far it’s great!!
Have only used it for yearly vaccinations, but overall that’s a good thing. It was easy and they provided coverage for what they said!!
Used to be good—what happened?
When David was my claims processor things went well-informative, responsive, and quick. Now Jess is handling my claim and I haven’t had an answer since 9/27–it’s 10/13 today- and no one is responding to my request for information yet. My dog is scheduled for surgery and I wonder if this is how it goes for a C/T scan, what will happen with my future claim!? Frustrated. Just keeping me informed would do a lot.
English Cream Retriever
Quick and easy pet Insurance, done right.
Simple and easy to understand policy information. Quick claims processing. Great coverage options.
Mixed Breed Medium (20-70 Lbs)
Policies start at $10/Month
Accident and Illness coverage, with optional wellness package at reimbursement levels of 70%,
80%, or 90% after the deductible.
Lemonade Pet Insurance benefits cap off between $5,000 and $100,000, depending on how users set up their policy.
$100, $250 or $500 annually.
Pets must be at least 8 weeks old to enroll. Lemonade does not terminate coverage
for pets as they age.
All Lemonade pet policies have a series of waiting periods:
-2 days for accidents
-14 days for illnesses
-6 months for cruciate ligament events
There is no waiting period for preventative coverage.
Exclusions follow the market standard, so they don’t cover pre-existing conditions; bilateral conditions, dental illness, microchipping; anal gland expression; spaying and neutering; something that happens because of breeding or pregnancy; prescription food; vitamins; and supplements; experimental treatments, or recurring conditions. They will be expanding some of these coverages soon.
Lemonade is a new kind of pet insurance company (they also have renters, homeowners, and term life insurance in the United States, and home policies in Germany, the Netherlands, and France). They use artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning, they aim for zero paperwork and instant everything.
They’re also a Certified B Corporation TM, and donate unused premiums to nonprofits (including several pet-centric causes) that users select when they sign up. They’re on the CNBC Disruptor list, and ranked at the top among competitors and in the app store. They’re obsessed with social good, delighting customers, and our pets.
They’re currently available in these states.