Healthy Paws | Pet Insurance Review


out of 10

7031 Verified Reviews

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 8.6
  • 9.1
  • 9.7
  • Count
  • 23
  • 279
  • 7031
Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 10

POSTED: | BY: jill Fischer

The Best Pet Insurance Out there

I have used Healthy Paws for over 10 years and boy has it been a life saver on our pocket book. This is the best insurance I have ever seen and the process is so easy. Just email an invoice and within a few days there is a deposit in my bank account. They are always so caring & follow up to see how our fur babies are doing after a big surgery or treatment. Such a special touch! From the first month we adopted one of our babies he needed a root canal & no issues with being compensated 90% back to now, 10 years later he is being treated for cancer and still 90% pay back of all the vet bills. So worth peace of mind and the premiums I pay to know they will be able to get the best treatment out there & no questions asked. I highly recommend Health Paws to all my family & friends and will use them for all my future babies as well... LOVE THEM~

out of 10

POSTED: | BY: Amy Johnston

Healthy Paws for peace of mind

Healthy Paws pet insurance has been a godsend. Our puppy recently had emergency surgery and was in the hospital for several nights. When all was said and done, the bill was over $4000. Healthy Paws paid 80% of her bill and our reimbursement was deposited into our account within 7 business days. I cannot recommend them highly enough. Their customer service is amazing and they have followed up several times to see how our puppy is doing. If you’re considering pet insurance, Healthy Paws is the way to go.

out of 10

POSTED: | BY: christopher dudley

Best Pet Insurance on the market

We have had Healthy Paws for a couple of years for our 5 year old French Bulldog. He has had some minor issues from time to time and it has been easy and convenient to submit claims. Recently he had some breathing issues and he had to go to ER. It was found he had some internal issues and would need surgery or he could potential die from lack of oxygen. We scheduled the surgery and then submitted the invoice and details to Healthy Paws. After a quick review they reimbursed us for the covered portion of the procedure. This saved us thousands of dollars and allowed us to keep our beloved family member safe and healthy for a long time to come. I cannot more highly recommended a pet insurance for your family pet.

out of 10

POSTED: | BY: Jen Tolliver

Quick turnaround, actual coverage

Unlike some previous pet insurance companies we tried in the past, healthy paws actually provides coverage and processes claims very quickly. They also reached out to check on one of our dogs after he was hospitalized for a week - that really meant the world to us. Highly recommend.

out of 10

POSTED: | BY: Jeff L

Save your money and your time

Pick any other company. Customer service is a nightmare and policies very unclear. Invoices and records get “lost” and claims will take forever

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.


One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.

You can choose a co-pay of 10%, 20%, 30% or 40%.

The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.


You can choose an annual deductible of $100, $250, $500 or $750*

*Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment.

Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.


Pre-existing conditions are not covered.

Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.

Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at,, and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

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