Healthy Paws offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.

Average customer rating

9.8 Out of 10
60 Days 1 Year Lifetime
Rating 9.8 9.7 9.8
Count 89 560 4606

Healthy Paws Pet Insurance

10
Out of 10
Recommended
Posted: 06/19/2019
By:
Gina T Landino

Healthy Paws is one of the best pet insurance companies I've dealt with! I have had experience with two other companies and HP is by far the best! The claim submission is easy, the reimbursement rates are high (mine are 80%), the rates are reasonable and...

Injury/illness
Claim Amount
Breed

German Shepherd

Age of Pet
1 - 8
10
Out of 10
Recommended
Posted: 06/19/2019
By:
Craig/Barb Schwonke

Our dog Newman suffered a severe laceration on his side due to being frightened by a loose dog. The infection which accompanied the laceration was resistant to all medications which were prescribed for him. After weeks of multiple vet visits the wound...

Injury/illness
Claim Amount
Breed

Old English Sheepdog

Age of Pet
1 - 8
10
Out of 10
Recommended
Posted: 06/19/2019
By:
Robin murphy

I would never own a pet without having pet insurance. To be faced with a life or death situation and not be able to financially afford it, isn’t an issue when you have pet insurance. With Healthy Paws, I KNOW I can give my pups the best medical care...

Injury/illness
Claim Amount
Breed

Labradoodle

Age of Pet
1 - 8
10
Out of 10
Recommended
Posted: 06/18/2019
By:
Kristin

I’ve had Healthy Paws insurance for about a year and a half for my cat. It’s been a great experience so far. Although my cat is young and healthy, he’s had some random occurrences—a parasite and now a hurt leg. Particularly with this leg issue, it’s been...

Injury/illness
Claim Amount
Breed

American Shorthair

Age of Pet
1 - 8
Monthly Cost

$15 - $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.

You can choose a co-pay of 10%, 20%, 30% or 40%.

The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750*

*Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment.

Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. 

Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.

Healthy Paws was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.

Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.

With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.