Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.

Learn more about Healthy Paws' plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

Average customer rating

9.7 Out of 10
60 Days 1 Year Lifetime
Rating 9.1 9.4 9.7
Count 38 749 6733
Out of 10

A pet insurance company that "pays it forward"!

Posted: 06/17/2010

Like many other pet owners,I have struggled with making the decision to get pet insurance or not, then struggled with which company to go with. Then Healthy Paws came along. Yes, it is a new company, but after talking with them they are a team of animal lovers trying to help the homeless pet problem in the U.S. and have the business knowledge/experience to make their mission come alive. We run a hard to adopt dog rescue out of our home & have several long term residents to care for; we would have a hard time financially if one of our own tore their ACL or came down with a serious medical issue. Healthy Paws has finally given us peace of mind, and we know our premium is being put to work to help the cause we are committed to. We have had positive experiences with the entire process: questions before enrolling, enrolling on line, filing a claim & reimbursement.

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Claim Amount
$500 - $1000

Mixed Breed

Age of Pet
1 - 8
Monthly Cost

$15 - $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.


One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.

You can choose a co-pay of 10%, 20%, 30% or 40%.

The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.


You can choose an annual deductible of $100, $250, $500 or $750*

*Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment.

Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.


Pre-existing conditions are not covered. 

Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.

Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at,, and other leading review sites.

Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.

With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.