Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.

Learn more about Healthy Paws' plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

Average customer rating

9.7 Out of 10
60 Days 1 Year Lifetime
Rating 9.0 9.6 9.7
Count 136 1051 6516

Healthy Paws Pet Insurance Reviews

10
Out of 10
Posted: 01/18/2011
By:
Joelle
H

A few years ago, my husband and I went to an "adopt-a-thon" at our local shelter and came home with Ernie - a loud and fiesty black and white spotted cat. New to pet ownership, we didn't even think about pet insurance. A few months after we brought him...

Injury/illness
no claim
Claim Amount
Under $100
Breed

Domestic Shorthair

Age of Pet
1 - 8
10
Out of 10
Posted: 01/03/2011
By:
Doris

Quite unexpectedly I ended up rescuing my little Ziggy in September who was destined for certain euthanization because he tested positive for heart worms. A couple of weeks later, I got an email from PetFoodDirect.com advertising the relatively new...

Injury/illness

Cancer

Claim Amount
Over $1000
Breed

Mixed Breed

Age of Pet
1 - 8
1
Out of 10
Posted: 12/27/2010
By:
Kevin
Kelley

According to the Healthy Paws web site, the company covers up to 90% of the cost of treatments and provides coverage for hereditary and congenital conditions. REALLY??? This was NOT my experience!
I recently adopted two special needs puppies. Kobi, a...

Injury/illness
Coverage issues: Congenital and Pre-existing
Claim Amount
Under $100
Breed

Mixed Breed

Age of Pet
Under a year
10
Out of 10
Posted: 12/22/2010
By:
Larry
Miller

As luck would have it my dog had to get eye surgery the first day he became eligible. I called Healthy Paws immediately and was welcomed by a very helpful person. I told her about the surgery and asked if I would be covered. She took my information down...

Injury/illness

Eye problem

Claim Amount
Over $1000
Breed

Rat Terrier

Age of Pet
1 - 8
Monthly Cost

$15 - $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.

You can choose a co-pay of 10%, 20%, 30% or 40%.

The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750*

*Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment.

Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. 

Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.

Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.

Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.

With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.