Healthy Paws offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.

Average customer rating

9.8 Out of 10
60 Days 1 Year Lifetime
Rating 9.9 9.7 9.8
Count 78 547 4550

Healthy Paws Pet Insurance

10
Out of 10
Posted: 08/21/2012
By:
Peter Alvino

Incredibly easy to submit a claim, instant response to questions, and fast(and complete) payment. Plus, they emailed to check up on how my puppy was doing afterward. Their business model seems to be give really good service and people will respond. What...

Injury/illness
congenital orthopedic(elbow) problem
Claim Amount
Over $1000
Breed

Newfoundland

Age of Pet
Under a year
10
Out of 10
Posted: 08/21/2012
By:
Melissa

I recently had to take my cat to the emergency clinic due to his consumption of a string, which I knew presented a risk to his intestines. The veterinarian attempted to induce vomiting but when that failed to work, I was offered the option of a endoscopy...

Injury/illness
ingestion of foreign object
Claim Amount
Over $1000
Breed

Domestic Shorthair

Age of Pet
1 - 8
10
Out of 10
Posted: 08/20/2012
By:
S. Wood

Our puppy (7 months old)had to go to urgent care for a troubling and rather mysterious stomach emergency, with a follow-up at our vet shortly thereafter...the bills quickly added up to almost $1700. The claims paperwork (accessed online with our account...

Injury/illness

Gastritis/vomiting

Claim Amount
Over $1000
Breed

Coton De Tulear

Age of Pet
Under a year
10
Out of 10
Posted: 08/18/2012
By:
Taylor Huffman

If only there was a company that insured humans with the same dedication and fairness as Healthy Paws insures animals. I've had a wonderful experience so far. I only had one issue, when the reimbursement I was due to receive was smaller than expected. The...

Injury/illness
Exploratory intestinal surgery - removal of foreign object
Claim Amount
Over $1000
Breed

American Longhair

Age of Pet
1 - 8
Monthly Cost

$15 - $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.

You can choose a co-pay of 10%, 20%, 30% or 40%.

The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750*

*Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment.

Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. 

Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.

Healthy Paws was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.

Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.

With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.