Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.

Learn more about Healthy Paws' plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

Average customer rating

9.7 Out of 10
60 Days 1 Year Lifetime
Rating 9.1 9.4 9.7
Count 38 749 6733
10
Out of 10
Recommended

Hard critic gives 10 stars!

Posted: 09/07/2021
By:
Kandy
Burris

I have never had an issue with Healthy Paws, their policies, customer service.... not one thing. I'm a tough critic and can not review enough about them!

Injury/illness
Claim Amount
Breed

Shih Tzu

Age of Pet
1 - 8
10
Out of 10
Recommended

Very easy and quick

Posted: 09/07/2021
By:
Mariam
Kashif

We have insurance since 2018. Our cat broke his leg and this company handled everything. It went smooth. They just need a hospital discharge form and in a few days we get the cheque. I highly recommend

Injury/illness
Claim Amount
Breed

Scottish Fold Longhair

Age of Pet
1 - 8
1
Out of 10

Extremally bad insurance

Posted: 09/07/2021
By:
Vera
Rubin

This insurance is only good as long as you pay the premium. By this point they are simply wonderful If at one point you dare to claim your vet, expenses they suddenly develop severe amnesia in concern to your submitter invoices, and after some gentle reminder they start to bombard you with dozens of emails, containing a list cervices they DO NOT cover. This long list includes vet. exam, medicine, surgeries..
Literally: nothing is there they are actually covering!. Unlike the promise of 80% coverage of everything, (at the policy signing), they cover about 10% of your clime at the reality.
Healthy paws insurance is a complete waste of your money.

Injury/illness
Claim Amount
Breed

Mixed Breed Toy (up to 10 Lbs)

Age of Pet
1 - 8
10
Out of 10
Recommended

They did an excellent job handling Grizzly’s claim.

Posted: 09/06/2021
By:
Jan
Ciminello

My Shepherd took a bad fall injuring 3 discs in his back causing him to have surgery. The claim process went extremely smooth, they took care of the cost within a week.

Injury/illness
Claim Amount
Breed

German Shepherd

Age of Pet
1 - 8
Monthly Cost

$15 - $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.

You can choose a co-pay of 10%, 20%, 30% or 40%.

The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750*

*Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment.

Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. 

Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.

Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.

Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.

With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.