Pet Insurance for Hudson's Bay customers offers comprehensive coverage for dogs and cats across Canada. With varying levels of coverage, you can choose the best-fit plan for your pet and collect Hudson's Bay Rewards points from its exclusive membership scheme. Pet Insurance supplied by Petline Insurance.

Average customer rating

4.3 Out of 10
60 Days 1 Year Lifetime
Rating 2.0 2.0 4.3
Count 0 1 7

HBC Pet Insurance

4
Out of 10
Posted: 11/25/2012
By:
CiCi

I have two dogs insured with HBC since spring 2009. Monthly premiums for both are over $60. One of my dogs had never any claim; the other one became diabetic in February 2012. Diabetes is difficult to control but we got it sorted out now. However, since...

Injury/illness
diabetic
Claim Amount
Over $1000
Breed

Mixed Breed

Age of Pet
Over 8 years
9
Out of 10
Posted: 05/05/2011
By:
Corinne Herringer

When we got our puppy, Barkley, she seemed healthy and happy but within a few months, she seemed lethargic and showed signs of sickness. After a couple of vet appointments and tests, found out her kidneys were diseased and failing (all before 5 months of...

Injury/illness

Renal (kidney)

Claim Amount
Over $1000
Breed

Pomeranian

Age of Pet
Under a year
9
Out of 10
Posted: 12/07/2010
By:
Alena Ruta

We got our puppy insured a couple of weeks after buying him. There is a two week waiting period for illness, and we fortunately fell within that time frame. The insurance was handled in a timely manner, the people taking the calls were friendly and...

Injury/illness

Gastritis/vomiting

Enteritis/diarrhea

Bladder

Claim Amount
Over $1000
Breed

Rottweiler

Age of Pet
Under a year
Monthly Cost

Premiums will vary depending on your plan choice, breed and location. Rates start at $11.84 per month for cats and $16.03 per month for dogs as of 1st July 2018. 

 

Coverage

80% coverage (20% co-insurance) after annual deductible satisfied.

 

Payout Limits

Choose between combined annual limit of $2,000 (maximum payable per accident $1000 or per illness, per year of $1000) . Behavioral therapy not covered, alternative therapy cover $350, Dental cover $200. Earn 2,000 Hudson Bay reward points in eligible states.

Or unlimited annual limit with a maximum payout per accident of $2,000 and maximum payout per illness, per year of $2,000. Alternative therapy cover $350, Behavioral therapy cover $350, Dental cover $300. Earn 3,000 Hudson Bay reward points in eligible states.

Or unlimited coverage with a maximum payout per accident of $4,000 or $4,000 per illness per year. Alternative therapy cover $350, Behavioral therapy cover $350, Dental cover $400. Earn 4,000 Hudson Bay reward points in eligible states.

 

Deductible

Age based annual deductible

$150 -$500

 

Age Limits

Pet must be at least 8 weeks old to enroll.

Dog over the age of 8 years old are not eligible for enrollment

Cats over 10 years old are not eligible for enrolment

 

Waiting Period

48 hours for accidents

14 days for illness

6 months for dental

Waiting period begins after date listed on your policy

 

Exclusions

Pre-existing conditions are not eligible for coverage

Coverage is not available in the Canadian Territories

 

Pet Insurance for Hudson's Bay customers, provided by Petline Insurance, provides comprehensive coverage for dogs and cats across Canada.

With three different plans, each offering varying coverage levels, you can choose the plan that's best for your pet and collect Hudson's Bay Rewards points from its exclusive membership scheme.

Pet Insurance for Hudson's Bay covers up to 80% of the cost of care and veterinary services including x-rays, hospitalization, dental care and prescriptions required for any illness or accident.