Pet Insurance for Hudson's Bay customers offers comprehensive coverage for dogs and cats across Canada. With varying levels of coverage, you can choose the best-fit plan for your pet and collect Hudson's Bay Rewards points from its exclusive membership scheme.

Average customer rating

4.3 Out of 10
60 Days 1 Year Lifetime
Rating 2.0 2.0 4.3
Count 1 1 7

HBC Pet Insurance

2
Out of 10
Posted: 05/01/2018
By:
Peter Clements

Actually administered by Petline as are many pet insurance policies.
Don’t expect a quick settlement as they are sloooow. I have waited weeks. They also don’t always bother to inform you on receipt of a claim or on settlement.
Huge deductables that really...

Injury/illness

Gastritis/vomiting

Claim Amount
$500 - $1000
Breed

Domestic Longhair

Age of Pet
1 - 8
1
Out of 10
Posted: 10/27/2016
By:
D

Pet insurance should not have a deductible! If they want to add a deductible then place one when your bill is over $1000.00! I will never get any money back because they have to use this stupid deductible first and then once its used up then hey pay you...

Injury/illness
sinus, bites, bad breath, Anxiety
Claim Amount
$100 - $500
Breed

Chihuahua

Age of Pet
1 - 8
1
Out of 10
Posted: 11/28/2014
By:
SAM

I am an hbc petinsurance since 2013, I always make my payments on time (Never had to use the insurance since September 2014).
I had to wait 4 weeks before receiving a confirmation that they had received my claim...I was not reimbursed because it was less...

Injury/illness
Claim Amount
$100 - $500
Breed

Poodle

Age of Pet
1 - 8
4
Out of 10
Posted: 04/05/2013
By:
Peter Clements

They are pleasant enough on the phone, but very slow to process claims...Even though they promise to clear claims within 5-7 days. More like a month.I guess it's in the policy fine print, but they didn't cover us for our cat's gingivitis and though they...

Injury/illness
gingivitis
Claim Amount
$100 - $500
Breed

Tabby

Age of Pet
1 - 8
Monthly Cost

Premiums will vary depending on your plan choice, breed and location.

 

Coverage

80% coverage (20% co-insurance) after annual deductible satisfied.

 

Payout Limits

Combined annual limits of $2,000 (maximum payable per accident $1000 or per illness condition $1000)

 

No limit- annually

($2,000 per accident or $2,000 per illness condition)

 

No limit- annually

($4,000 per accident or $4,000 per illness condition)

 

Dental coverage varies depending on chosen plan

 

Additional benefits- annually $350

 

Deductible

Age based annual deductible

$150 -$500

 

Age Limits

Pet must be at least 8 weeks old to enroll.

Dog over the age of 8 years old are not eligible for enrollment

Cats over 10 years old are not eligible for enrolment

 

Waiting Period

48 hours for accidents

14 days for illness

6 months for dental

Waiting period begins after date listed on your policy

 

Exclusions

Pre-existing conditions are not eligible for coverage

Coverage is not available in the Canadian Territories

 

Pet Insurance for Hudson's Bay customers, provided by Petline Insurance, provides comprehensive coverage for dogs and cats across Canada.

With three different plans, each offering varying coverage levels, you can choose the plan that's best for your pet and collect Hudson's Bay Rewards points from its exclusive membership scheme.

Pet Insurance for Hudson's Bay covers up to 80% of the cost of care and veterinary services including x-rays, hospitalization, dental care and prescriptions required for any illness or accident.