Hartville Pet Health Insurance is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. 

Average customer rating

9.5 Out of 10
60 Days 1 Year Lifetime
Rating 9.3 9.5 9.5
Count 15 43 66

Hartville Pet Insurance

10
Out of 10
Recommended
Posted: 04/24/2019
By:
Joshua Evans

They have all different types of insurances to buy for your pet. I had a claim and they were very easy to work with. I submitted my claim 3/13 and was finished/received everything by 4/23. Excellent service

Thank you

Injury/illness
Claim Amount
Breed

Mixed Breed

Age of Pet
1 - 8
10
Out of 10
Recommended
Posted: 04/22/2019
By:
Elaine Paynter

My 3 year old Rottweiler had TPLO surgery back in February. After all was said and done she is recovering nicely. Hartville Pet Insurance was there for me and processed my claim quickly. I have the plan that pays 90% and was very glad that I had it....

Injury/illness
Claim Amount
Breed

Rottweiler

Age of Pet
1 - 8
10
Out of 10
Recommended
Posted: 04/12/2019
By:
Leslie Sherman

Claims are handled promptly. The amount that they allow for different procedures are fair. The company cares about the health of your pet.

Injury/illness
Claim Amount
Breed

Mixed Breed

Age of Pet
Over 8 years
10
Out of 10
Recommended
Posted: 04/12/2019
By:
Ken Nelson

The electronic filing was good but, I have to admit that the first attempt did not take and it was not evident to me why it didn't work. I'm colorblind and often find on many sites that I don't see the red text to change or the subtle tint change of a...

Injury/illness
Claim Amount
Breed

Golden Retriever

Age of Pet
1 - 8
Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.

No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered.

Hartville Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.

If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded.  Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.

Accident-Only coverage available.

Hartville Pet Health Insurance, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. 


Its Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.