Figo's cloud-based pet healthcare offering features everything pet owners need to manage their pet’s everyday lives, including coverage and medical claim information, digital pet tags and the latest lost and found technology. 

Average customer rating

7.9 Out of 10
60 Days 1 Year Lifetime
Rating 9.2 7.8 7.9
Count 20 86 231

Figo Pet Insurance

10
Out of 10
Posted: 12/13/2015
By:
Alexis

My cat has been in and out of the vet's office the past few months with recurrent vomiting including a very scary episode where she aspirated some of the vomit and began choking. Figo has been great to work with--easy online claim submission, responsive...

Injury/illness

Gastritis/vomiting

Claim Amount
Over $1000
Breed

Domestic Shorthair

Age of Pet
Over 8 years
10
Out of 10
Posted: 12/04/2015
By:
Eric

Buckle up; this is a long one.Some years ago, we considered insurance coverage for our dog, but opted at the time not to purchase because it didn't make sense from a value standpoint, most particularly because the plans available then only seemed to pay...

Injury/illness
kennel cough
Claim Amount
Under $100
Breed

Mixed Breed

Age of Pet
1 - 8
10
Out of 10
Posted: 11/11/2015
By:
Hope

My newly adopted Staffy mix contracted a terrible allergic reaction from a bout of fleas she had prior to adoption. She ended up bitting so badly that she broke the skin in and a few areas. After several tests and two (vet visits later) she was diagnosed...

Injury/illness

Skin problem

Claim Amount
$100 - $500
Breed

American Staffordshire Terrier

Age of Pet
1 - 8
10
Out of 10
Posted: 11/05/2015
By:
Chrissy

They were friendly and easy to work with!

Injury/illness
Claim Amount
$100 - $500
Breed

Pit Bull

Age of Pet
Under a year
Monthly Cost

$9 - $135, depending on your chosen plan.

Coverage

You choose a reimbursement level of 70%, 80%, 90% or 100% after your deductible.   

The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $10,000, $14,000 or unlimited depending on your chosen plan.

Deductible

$50, $100, $200 or $500 annually.

Age Limits

Pet must be at least 8 weeks old to enroll. 

Pet must be at least 8 weeks old to enroll.   

No upper age limits apply.

Waiting Period

Coverage begins 5 days after policy for accidents. For illness claims, a policy waiting period of 14 days applies, while a waiting period of 6 months applies for conditions involving cruciates and patellas. 6-month waiting period for knees can be waived with a healthy knee exam within first 30 days of policy effective date.

Exclusions

Pre-existing conditions are not covered.  

Curable pre-existing conditions are covered if symptom free for 12 months.

Hereditary chronic and congenital conditions, holistic therapy, behavioral therapy, lost pet, pet mortality and hip dysplasia are all covered. 

Figo is committed to helping pets and their families enjoy their lives together. 

Figo's cloud-based pet healthcare offering features everything pet owners need to manage their pet’s everyday lives, including coverage and medical claim information, digital pet tags and the latest lost and found technology. Any claims are reimbursed directly into your account using ACH.

With three flexible pet insurance plans to choose from, owners can customize their reimbursement percentage and annual deductible, and Figo provides up to 100% coverage with unlimited annual medical benefits.