Figo's cloud-based pet healthcare offering features everything pet owners need to manage their pet’s everyday lives, including coverage and medical claim information, digital pet tags and the latest lost and found technology. 

Average customer rating

7.8 Out of 10
60 Days 1 Year Lifetime
Rating 7.4 7.3 7.8
Count 20 79 210

Figo Pet Insurance

10
Out of 10
Posted: 03/23/2017
By:
Stella

After researching high and low for the best pet insurance for my 3 year old dog, I chose Figo. The reason I chose Figo was because for what they cover, the price, customer service, and overall simplicity. Understanding pet insurance can be daunting, but...

Injury/illness

Ear Problem

Claim Amount
$500 - $1000
Breed

Beagle

Age of Pet
1 - 8
7
Out of 10
Posted: 03/02/2017
By:
BLawyered

When I thought my puppy had swallowed a battery I contacted Figo to make sure I was covered and to ask some questions about the process. They informed me that if my puppy was inclined to eat non-food items, like getting into the garbage or swallowing a...

Injury/illness
Claim Amount
Under $100
Breed

Australian Shepherd

Age of Pet
Under a year
10
Out of 10
Posted: 02/22/2017
By:
Jim

figo is the best pet insurance out door. Figo covers more for less. My dog had an acl surgery. a few months later the other knee had to be done. processed in 3 days. I started with preferred. with 5 months to go i only had 4 thousland left for...

Injury/illness
surgery
Claim Amount
Over $1000
Breed

German Shepherd

Age of Pet
1 - 8
10
Out of 10
Posted: 02/09/2017
By:
Lisa Stauss

I have experience with VPI, PETSBEST, NationWide, Pet Plan USAand I can honestly tell you I highly recommend Figo. highly recommend Figo.
This one Im very comfortable with.
The coverage is excellent. I have done lots of research on every pet insurance ins...

Injury/illness
injury
Claim Amount
$100 - $500
Breed

Shih Tzu

Age of Pet
1 - 8
Monthly Cost

$9 - $135, depending on your chosen plan.

Coverage

You choose a reimbursement level of 70%, 80%, 90% or 100% after your deductible.   

The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $10,000, $14,000 or unlimited depending on your chosen plan.

Deductible

$50, $100, $200 or $500 annually.

Age Limits

Pet must be at least 8 weeks old to enroll. 

Pet must be at least 8 weeks old to enroll.   

No upper age limits apply.

Waiting Period

Coverage begins 5 days after policy for accidents. For illness claims, a policy waiting period of 14 days applies, while a waiting period of 6 months applies for conditions involving cruciates and patellas. 6-month waiting period for knees can be waived with a healthy knee exam within first 30 days of policy effective date.

Exclusions

Pre-existing conditions are not covered.  

Curable pre-existing conditions are covered if symptom free for 12 months.

Hereditary chronic and congenital conditions, holistic therapy, behavioral therapy, lost pet, pet mortality and hip dysplasia are all covered. 

Figo is committed to helping pets and their families enjoy their lives together. 

Figo's cloud-based pet healthcare offering features everything pet owners need to manage their pet’s everyday lives, including coverage and medical claim information, digital pet tags and the latest lost and found technology. Any claims are reimbursed directly into your account using ACH.

With three flexible pet insurance plans to choose from, owners can customize their reimbursement percentage and annual deductible, and Figo provides up to 100% coverage with unlimited annual medical benefits.