Figo's cloud-based pet healthcare offering features everything pet owners need to manage their pet’s everyday lives, including coverage and medical claim information, digital pet tags and the latest lost and found technology. 

Average customer rating

7.9 Out of 10
60 Days 1 Year Lifetime
Rating 9.2 7.8 7.9
Count 20 86 231

Figo Pet Insurance

10
Out of 10
Recommended
Posted: 05/15/2019
By:
Christopher Thomas Voos

My pet unfortunately was very sick and the Doctors couldn't figure out the cause. Test after Test the bills kept stacking up. I was worried that I wasn't able to afford my dogs care but thankfully Figo insurance kicked in and saved my dogs life. The claim...

Injury/illness
Claim Amount
Breed

Mixed Breed

Age of Pet
1 - 8
10
Out of 10
Recommended
Posted: 05/13/2019
By:
Lynn R Dudenhoefer

I have had Figo coverage for one year. The customer service is excellent. If you have questions they are eager to help and explain well. They are always pleasant and helpful. I love how I can access all my pats info online and track appt's and...

Injury/illness
Claim Amount
Breed

Domestic Mediumhair

Age of Pet
1 - 8
10
Out of 10
Recommended
Posted: 05/12/2019
By:
Rosemary Newcomer

Customer service very friendly, easy to contact and work with, 3 reasonable plans, claim processed within a week. Very happy with this Pet Insurance. Even comes with a free dog tag with ID. If pet lost, pet can be traced by founder, with that ID number on...

Injury/illness
Claim Amount
Breed

Yorkshire Terrier

Age of Pet
1 - 8
10
Out of 10
Recommended
Posted: 05/08/2019
By:
Jeanette Heideman

Scrolling through Facebook a few months ago I saw Figo. Looked into it and just on a whim, took out a policy for our Aussie. She's having some problems now. Met our deductible and i submit claims using the phone app, sometimes they are processed and...

Injury/illness
Claim Amount
Breed

Australian Shepherd

Age of Pet
Over 8 years
Monthly Cost

$9 - $135, depending on your chosen plan.

Coverage

You choose a reimbursement level of 70%, 80%, 90% or 100% after your deductible.   

The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $10,000, $14,000 or unlimited depending on your chosen plan.

Deductible

$50, $100, $200 or $500 annually.

Age Limits

Pet must be at least 8 weeks old to enroll. 

Pet must be at least 8 weeks old to enroll.   

No upper age limits apply.

Waiting Period

Coverage begins 5 days after policy for accidents. For illness claims, a policy waiting period of 14 days applies, while a waiting period of 6 months applies for conditions involving cruciates and patellas. 6-month waiting period for knees can be waived with a healthy knee exam within first 30 days of policy effective date.

Exclusions

Pre-existing conditions are not covered.  

Curable pre-existing conditions are covered if symptom free for 12 months.

Hereditary chronic and congenital conditions, holistic therapy, behavioral therapy, lost pet, pet mortality and hip dysplasia are all covered. 

Figo is committed to helping pets and their families enjoy their lives together. 

Figo's cloud-based pet healthcare offering features everything pet owners need to manage their pet’s everyday lives, including coverage and medical claim information, digital pet tags and the latest lost and found technology. Any claims are reimbursed directly into your account using ACH.

With three flexible pet insurance plans to choose from, owners can customize their reimbursement percentage and annual deductible, and Figo provides up to 100% coverage with unlimited annual medical benefits.