Figo's cloud-based pet healthcare offering features everything pet owners need to manage their pet’s everyday lives, including coverage and medical claim information, digital pet tags and the latest lost and found technology. 

Average customer rating

7.8 Out of 10
60 Days 1 Year Lifetime
Rating 6.0 7.0 7.8
Count 4 87 185

Figo Pet Insurance

10
Out of 10
Recommended
Posted: 11/02/2018
By:
Angelina

As a new pet owner honestly I was hesitant on which insurance company to chose. I did my research, read reviews and was referred to Figo. Figo has been VERY VERY understanding and efficient! My puppy was injured a couple of times and it was costly. When I...

Injury/illness
Claim Amount
$100 - $500
Breed

Chihuahua

Age of Pet
Under a year
10
Out of 10
Recommended
Posted: 11/02/2018
By:
Mats Tufvesson

Best pet insurance I ever had, fast and convenient claim process. Our dog Haley got cancer and I am so happy with the support from Figo, at least I don't have to think about the cost when doing whats best for our baby.

Injury/illness

Cancer

Claim Amount
Over $1000
Breed

Mixed Breed

Age of Pet
1 - 8
10
Out of 10
Recommended
Posted: 10/29/2018
By:
Mark Salvador

I love the flexibility of this plan. You can patronize any vet or medicine supplier. Coverage is very good for the money, and reimbursements are quick. The app is really easy to use. Any time I have had a customer inquiry, their service has been great!...

Injury/illness
Claim Amount
$100 - $500
Breed

Mixed Breed

Age of Pet
1 - 8
1
Out of 10
Posted: 10/26/2018
By:
nick

company takes your money and when you file a claim they reject it. Do not waste your time with this company. what a mistake i made going with them because now i will have to put my pointer to sleep and she is only a year and a half old.

Injury/illness
fungus in brain
Claim Amount
Over $1000
Breed

German Shorthaired Pointer

Age of Pet
1 - 8
Monthly Cost

$9 - $135, depending on your chosen plan.

Coverage

You choose a reimbursement level of 70%, 80%, 90% or 100% after your deductible.   

The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $10,000, $14,000 or unlimited depending on your chosen plan.

Deductible

$50, $100, $200 or $500 annually.

Age Limits

Pet must be at least 8 weeks old to enroll. 

Pet must be at least 8 weeks old to enroll.   

No upper age limits apply.

Waiting Period

Coverage begins 5 days after policy for accidents. For illness claims, a policy waiting period of 14 days applies, while a waiting period of 6 months applies for conditions involving cruciates and patellas. 6-month waiting period for knees can be waived with a healthy knee exam within first 30 days of policy effective date.

Exclusions

Pre-existing conditions are not covered.  

Curable pre-existing conditions are covered if symptom free for 12 months.

Hereditary chronic and congenital conditions, holistic therapy, behavioral therapy, lost pet, pet mortality and hip dysplasia are all covered. 

Figo is committed to helping pets and their families enjoy their lives together. 

Figo's cloud-based pet healthcare offering features everything pet owners need to manage their pet’s everyday lives, including coverage and medical claim information, digital pet tags and the latest lost and found technology. Any claims are reimbursed directly into your account using ACH.

With three flexible pet insurance plans to choose from, owners can customize their reimbursement percentage and annual deductible, and Figo provides up to 100% coverage with unlimited annual medical benefits.