Figo's cloud-based pet healthcare offering features everything pet owners need to manage their pet’s everyday lives, including coverage and medical claim information, digital pet tags and the latest lost and found technology. 

Average customer rating

7.8 Out of 10
60 Days 1 Year Lifetime
Rating 7.4 7.3 7.8
Count 20 78 210

Figo Pet Insurance

10
Out of 10
Recommended
Posted: 02/18/2019
By:
Debra Maxwell

Figo quickly reviewed my claim & immediately provided reimbursement. The process is fast and easy. Felt like they really cared about our fur baby.

Injury/illness
Dog hit by car
Claim Amount
Over $1000
Breed

Basset Hound

Age of Pet
1 - 8
10
Out of 10
Recommended
Posted: 02/14/2019
By:
Nancy P Carpenter

I switched both my dogs to Figo several months ago. Within a few weeks of the switch, my Lab, Daisy, developed a small soft tissue sarcoma (cancer) on her right front leg. It was removed by my local vet, two histopath reports done, a consultation with...

Injury/illness

Cancer

Claim Amount
Over $1000
Breed

Labrador Retriever

Age of Pet
1 - 8
2
Out of 10
Posted: 02/14/2019
By:
Mehmet Deveci

+ The only good thing I can say is that I have heard many good recommendations about Figo Insurance.

Yet, my own experience was not a good one.

- I understand that pre-existing conditions are not covered by any pet insurance,
Yet, Figo was very loose...

Injury/illness
kennel cough
Claim Amount
Under $100
Breed

Mixed Breed

Age of Pet
1 - 8
10
Out of 10
Recommended
Posted: 02/06/2019
By:
Kristin corson

Figo has been a lifesaver literally, for us and our dogs. We are so grateful for how easy, affordable, and fast it is. It was offered as a benefit through my work and I’m very glad to have chosen it. Recommend it every chance I get!

Injury/illness
Cancer (2 dogs)
Claim Amount
Over $1000
Breed

Mixed Breed

Age of Pet
Over 8 years
Monthly Cost

$9 - $135, depending on your chosen plan.

Coverage

You choose a reimbursement level of 70%, 80%, 90% or 100% after your deductible.   

The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $10,000, $14,000 or unlimited depending on your chosen plan.

Deductible

$50, $100, $200 or $500 annually.

Age Limits

Pet must be at least 8 weeks old to enroll. 

Pet must be at least 8 weeks old to enroll.   

No upper age limits apply.

Waiting Period

Coverage begins 5 days after policy for accidents. For illness claims, a policy waiting period of 14 days applies, while a waiting period of 6 months applies for conditions involving cruciates and patellas. 6-month waiting period for knees can be waived with a healthy knee exam within first 30 days of policy effective date.

Exclusions

Pre-existing conditions are not covered.  

Curable pre-existing conditions are covered if symptom free for 12 months.

Hereditary chronic and congenital conditions, holistic therapy, behavioral therapy, lost pet, pet mortality and hip dysplasia are all covered. 

Figo is committed to helping pets and their families enjoy their lives together. 

Figo's cloud-based pet healthcare offering features everything pet owners need to manage their pet’s everyday lives, including coverage and medical claim information, digital pet tags and the latest lost and found technology. Any claims are reimbursed directly into your account using ACH.

With three flexible pet insurance plans to choose from, owners can customize their reimbursement percentage and annual deductible, and Figo provides up to 100% coverage with unlimited annual medical benefits.