Figo's cloud-based pet healthcare offering features everything pet owners need to manage their pet’s everyday lives, including coverage and medical claim information, digital pet tags and the latest lost and found technology. 

Learn more about FIGO's plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

Average customer rating

8.4 Out of 10
60 Days 1 Year Lifetime
Rating 9.4 8.9 8.4
Count 32 171 336

Figo Pet Insurance

10
Out of 10
Recommended
Posted: 09/13/2019
By:
Rachel

In my opinion Figo Pet Insurance is amazing. They are very transparent and customer service oriented. When I joined, which was not long ago I read through everything and I called Figo and asked a lot of questions for clarification. But now something...

Injury/illness
Claim Amount
Breed

Mixed Breed

Age of Pet
1 - 8
9
Out of 10
Recommended
Posted: 08/26/2019
By:
Jerry

The mobile is extremely convenience, easy to use and the claim process is fast. My dog had an emergency and went to the hospital for stitches for her open wound. I filed the claim from my phone and uploaded all necessary documents from the mobile app. The...

Injury/illness
Claim Amount
Breed

Mixed Breed

Age of Pet
1 - 8
10
Out of 10
Recommended
Posted: 08/23/2019
By:
Sandy

I LOVE that Figo is so technology savvy. I can post my claims, review my policy, and everything else I need to know right through the app! The customer service reps are always so amazing and helpful. Hands down the best!

Injury/illness
Claim Amount
Breed

Mixed Breed

Age of Pet
1 - 8
10
Out of 10
Recommended
Posted: 08/23/2019
By:
Michael Thompson

My puppy was diagnosed with a serious condition that required a pricey surgery. Filing the claim was incredibly straight forward. Response times were remarkedly fast. I think the best part of my experience was my interactions with various customer service...

Injury/illness
Claim Amount
Breed

Mixed Breed

Age of Pet
1 - 8
Monthly Cost

$9 - $135, depending on your chosen plan.

Coverage

You choose a reimbursement level of 70%, 80%, 90% or 100% after your deductible.   

The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $10,000, $14,000 or unlimited depending on your chosen plan.

Deductible

$50, $100, $200 or $500 annually.

Age Limits

Pet must be at least 8 weeks old to enroll. 

Pet must be at least 8 weeks old to enroll.   

No upper age limits apply.

Waiting Period

Coverage begins 5 days after policy for accidents. For illness claims, a policy waiting period of 14 days applies, while a waiting period of 6 months applies for conditions involving cruciates and patellas. 6-month waiting period for knees can be waived with a healthy knee exam within first 30 days of policy effective date.

Exclusions

Pre-existing conditions are not covered.  

Curable pre-existing conditions are covered if symptom free for 12 months.

Hereditary chronic and congenital conditions, holistic therapy, behavioral therapy, lost pet, pet mortality and hip dysplasia are all covered. 

Figo is committed to helping pets and their families enjoy their lives together. 

Figo's cloud-based pet healthcare offering features everything pet owners need to manage their pet’s everyday lives, including coverage and medical claim information, digital pet tags and the latest lost and found technology. Any claims are reimbursed directly into your account using ACH.

With three flexible pet insurance plans to choose from, owners can customize their reimbursement percentage and annual deductible, and Figo provides up to 100% coverage with unlimited annual medical benefits.