5
out of 5
POSTED: | BY: Robert Strother
excellent service
Friendly people very helful very fast service. would recomend to anyone
Read more on Trustpilot
4.9
out of 5
Number of reviews 14,045
Updated: April 16, 2024
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: chaz
Once I got the hang of filing claims…
Once I got the hang of filing claims through the app, it was easy. The only concern was that the diagnosis choices did not cover my claims.
5
out of 5
POSTED: | BY: Patricia Andersen
Absolutely Awesome!
Absolutely Awesome!
When you fur baby is sick - the last thing you need to worry about is the cost! Embrace and all of their adjusters, claims people, just everyone was very helpful, compassionate and walked me through everything. Once review was done I was reimbursed immediately! Thank you Embrace!
5
out of 5
POSTED: | BY: Jonathan Genovese
Our claim was processed quickly and…
Our claim was processed quickly and with great customer service, and we felt good about the amount of the coverage we were provided.
1
out of 5
POSTED: | BY: Jolanta zaveckienė
This insurance is not reliable
This insurance is not reliable. My dog had surgery and the insurance didn't pay anything. I 'm disappointed.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.