24PetWatch | Pet Insurance Review

6.7

out of 10

1161 Verified Reviews

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 9.1
  • 9.2
  • 6.7
  • Count
  • 35
  • 199
  • 1161
24PetWatch Pet Protection Services is a leading provider of pet insurance to North American and Canadian pet owners. As well as offering pet health insurance, 24PetWatch provides lost pet recovery database management services for people and their pets. Learn more about 24 Petwatch’s plan options and read customer reviews so you can make an informed choice about your pet insurance provider.
3

out of 10

POSTED: | BY: Floyd Frazier

Insurance doubled

I just got notice that the underwriter for 24 pet watch changed and so have the options they will be offering. According to them the comparable option to what I have now will more than double my monthly rate to $119.94/month. I have tried three different times to call but put on hold well over 15 minutes each time before hanging up. I even called at 6AM (PST) and they are still too busy to answer. I used the Live Chat option on their site and got through to someone right away but was told they can only do that over the phone. When I filed a claim a couple months back they stated they were behind and it would take a couple months to pay my claim. Very poor customer service.
7

out of 10

POSTED: | BY: Bill

Good, but expensive

My labrador was covered for the last 5 years with QuickCare Gold. Over this time she had only a couple of minor emergencies and they paid, minus the $50 deductible right away. By the way, each time I put in a claim, they would call to acknowledge receiving the claim and call again when it was processed and again when the check is sent. Very nice! Her last illness required major surgery, drugs and hospitalization for a week. I was surprised that they covered all but the (at the time) 10% co-pay. Unfortunately this quickly ate up the $3000 per illness maximum. At the same time, the rates, deductibles and co-pays rose quite a bit. Hershey lost her fight with cancer, but we have a new puppy now. I may try another company for this new lab.
1

out of 10

POSTED: | BY: Kat

Pet Care - any "care" program is like no care

I have had my first quick care program since 2003. I have not had many claims. As our pet family grew,I added on three other pets ( two more dogs and one cat). One of my dogs had fractured a tooth several months ago. I called petcare to see what they would do. They told me that " You have no physical proof that this is an accident, therefore do not bother filing a claim". I mentioned this to the attending vet that had to extract his tooth in four pieces He agrred that this was definatley an accident and molars don't get fractured like that that easily. I have been very bothered by this bitter feeling it has left in my stomach ever since. I am in the process of finding another provider for my animals. When something goes wrong, this company makes excuses. Anyone looking for a good, solid and caring pet insurance provider, PetCare is not it; you'd be better off giving your money to charity.
3

out of 10

POSTED: | BY: Francesca Kinsey

Didn't help

I paid into the policy for two years for my dog and the first time I put in a claim they claimed that they didn't receive my claim form eventhough when I faxed it I got confirmation of it going through. When I tried to get in touch with them I left message after message and no one called me back. When I moved to Canada from the States I need to switch policies and was told someone would call me to discuss it and it's already been over a month and no one has called. I'm shopping around for another insurance company.
1

out of 10

POSTED: | BY: Destinee Ware

Don't get this insurance!

We've had this insurance for 3 yrs and the first claim we submitted was approved and paid in a timely manner, however we had an emergency surgery for our dog, that was covered and have been waiting so far 6 months for reimbursement. We keep calling and getting excuse after excuse as to the delay. Cancelling and fighting them now.

Monthly Cost

$11 – over $100, depending on your chosen plan and other variables including but not limited to species, location, breed and age.  

Coverage

You have a co-pay of 20% after your annual deductible.

The pay-out amount is based on your actual vet bill.

 

Payout Limits

Annual limit of $1,500 – $20,000 depending on your chosen plan.

 

Deductible

$100 – $1,000 annually.

 

Age Limits

Pet must be at least 8 weeks old to enroll.

Dogs must be under 11 years to enroll and cats must be under 13 years old to enroll.

 

Waiting Period

Coverage begins at 12:01 am on the date listed on policy for accidents. Named Peril coverage is available on the third day after date listed on policy. A policy waiting period of 14-30days applies for illness claims.

 

Exclusions

Pre-existing conditions are not covered.

 

24PetWatch Pet Protection Services is a leading provider of pet insurance to North American and Canadian pet owners. As well as offering pet health insurance, 24PetWatch provides lost pet recovery database management services for people and their pets. In states where eligible, clients that adopt animals out of shelters or through partnerships are eligible for a 30-day free Trial on certain products or a 8.33% discount in certain states or circumstances where the Trial is not offered.

Get a quote today

Leave a review