To best protect your furry friends from unexpected injury or illness, think about getting pet insurance in California!

Pet insurance in California is surprisingly affordable, and it helps to ensure that if the worst should happen, your furry friend can get the treatment they need. Whether you need dog or cat insurance in California, we can help you find the best coverage for your needs and budget.

Pet insurance companies cover the entire state, so your pets can be easily insured whether you live in Los Angeles, San Francisco, San Diego or any other California city or county.

Here's what pet owners are saying about pet insurance in California:

"My pet is worth every cent, and pet insurance gives me peace of mind. I can't imagine not having him covered if anything bad were to happen." - Alex Samuel, owner of Jackson the Golden Retriever

"I'm a single pet dad, and pet insurance allows me to care for my pet without worrying about the cost. She's my baby!" - Yen, owner of Kitty the Cat

"Pet insurance gives you confidence and comfort because it covers so many things that could go wrong with your pet. No pet owner should be without pet insurance." - Carol James, owner of Lucy the mixed breed dog

Pet Insurance Quotes


Why Should I Get Pet Insurance in California?

At Pet Insurance Review, we specialize in helping you to get the best pet insurance in California. We work with the leading pet insurance companies across the state with proven track records for quality coverage and a willingness to stand by pet parents when they need help.

Cat and dog insurance in California is like taking out an auto insurance policy. Hopefully, you’ll never need it, but it’s important to have to protect both you and your best friend in case of an unexpected injury or illness.

Pet Insurance California

Vet bills are expensive, and 80% of owners say they could not afford a $5,000 bill if the worst happened. Having pet insurance in California is the best way to protect your pet against injury, illness, and other emergencies.

With some plans paying up to 90% of the vet bills, insuring your pet is one of the most important investments you can make.

Available pet insurance plans include, pet health insurance, pet accident coverage, pet wellness plans that cover vaccinations, and much more. You can protect your pet against illness, accidental injuries, pet wellness care, chronic conditions, and surgeries. Vet bills are expensive- pet accident insurance is designed to help you cope with the cost of unexpected veterinary emergencies.

Pet insurance is an affordable way to ensure a pet's well-being for people who live in the and surrounding areas.

Pet Insurance Review is the best source for pet insurance in California. We compare pet insurance prices from pet insurance providers across the state to help you find the best pet health plan for your beloved pet.

We work with almost every provider in California. Pet Insurance Review is an excellent resource for finding the best pet insurance plan for you and your dog or cat.


Common Issues Pets Face in California

Our pets have a special knack for getting themselves into trouble. You may think that Scout is a good boy, but California is a state that poses some dangers to pets. Some of the most common pet problems include:


Common Pet Costs

  • Kennel Cough – Also known as Bordetella Bronchispetica, this contagious respiratory disease can be found in dog parks, doggy daycare, and kennels.
  • Stomach Problems – Vomiting, diarrhea, and parasites are some of the digestive issues pets share with humans. That swiped piece of pizza could lead to an upset stomach that requires medical attention.
  • Heatwaves – Everyone knows that only the lucky few have a large backyard in city life. Your four-legged friend is at risk of heatstroke, scorched paws, overheating, and dehydration during the summer months.


All veterinary clinics and animal hospitals in the state accept valid pet insurance policies. Slash your out-of-pocket costs and protect your pets by taking out a pet insurance policy now.

Best Pet Insurance in California

Do you need comprehensive pet health insurance in California? We understand that decoding the lawyer-like terminology within insurance policies can be challenging. At Pet Insurance Review, we’ve taken the time to comb through the major insurance providers across the state to find the most affordable, best-value options for you.

Take note: reimbursements depend entirely on your pet’s breed, age, and your residence zip code.

The pet insurance industry in California State is highly competitive, with pet parents having access to a variety of providers to maximize their pet’s health.

Pet Insurance Review works with pet insurance providers across the state of California. We provide personalized pet insurance quotes for pet owners throughout California: Los Angeles, San Francisco, San Diego or any other California city or county.

California offers pet insurance coverage through several pet insurance companies - including Trupanion, Healthy Paws, Embrace Pet Insurance, Pumpkin, and more. Each company offers different plans for pet owners throughout California.

Consumers can request a pet insurance quote from our website any time of day to compare pet health plans in their area. When you receive a quote, you can compare pet health plans side-by-side to find pet insurance reimbursement amounts, pet deductible amounts, and pet coverage limits.

Pet Insurance Review is a resource for pet parents who need pet insurance in California. We provide personalized quotes from pet insurance providers across the state to help pet owners choose the best pet health plan for their pets.

Request a quote to insure your dog or cat today. It’s not too late to compare pet health plans in Orange County, Los Angeles, San Francisco, San Diego and surrounding areas to find the best pet insurance for your furry friend.

Here are some of the top rated providers:

Healthy Paws logo

Rating: 9.8

Number of Reviews: 5,322

Recent Review:

Healthy Paws Recent Review



Rating: 9.5

Number of Reviews: 20,480

Recent Review:

Trupanion Review



Rating: 9.3

Number of Reviews: 9,799

Recent Review:

Embrace recent review


This is a full list of the pet insurance companies and their reviews for 2020.

Best Pet Insurance Providers

Average Cost of Pet Insurance in California

Every insurance policy differs because your premiums depend on various factors, including breed, age, and zip code.

Pet insurance prices are hard to determine because they depend on several factors. The main considerations are: where you live, what kind of plan you're buying, and which pet insurance company you use for your dog or cat’s insurance. Your age, gender, and marital status also play an important role in determining your premium amount. 

"How much is pet insurance?" & "Is Pet Insurance Worth It?" are common questions that are difficult to answer because everyone's needs are different. If you are looking for a personalized quote, here is a link to get you started:

The cost of pet insurance is based on your:

  • Pet's age (older pets are usually more expensive)
  • Pet's breed (some breeds are prone to hereditary diseases and illnesses)
  • Location (the cost of insurance in areas with a high crime rate is typically more than in low crime areas or affluent neighborhoods)

An example of this is Lola, a 10-year-old dog who is spayed and living in San Diego, California. Trupanion insures her. The annual insurance premium is $223 per year

Pet insurance plans range from as little as $15 per month to $200 per month. The more expensive plans have a lower deductible and will thus pay for more services without you having to pay upfront. The cheaper ones are not as comprehensive, only for accidents and illnesses, and may not cover pre-existing conditions. The higher-end ones are more expensive because they provide more coverage; paying for preventive care and covering long-term illnesses.

In California, it is difficult to determine the average cost of cat or dog insurance but can help you find quotes so you know what to expect and how to budget when insuring your pet.

Below are some rough estimates for how much you can expect to pay for your pet insurance in California. These monthly costs assume that you have opted for a policy with an 80% reimbursement, a $500 deductible, and unlimited coverage.

Yorkshire Terrier/Six Months – Up to $69 in Los Angeles or as low as $20 in San Diego.

Yorkshire Terrier/Five-Year-Old – Up to $83 in Los Angeles or as low as $25 in San Diego.

Russian Blue/Six Months – Up to $48 in Los Angeles or as low as $23 in San Diego.

Russian Blue/Five-Year-Old – Up to $56 in Los Angeles or as low as $28 in San Diego.

German Shepherd/Six Months – Up to $94 in Los Angeles or as low as $35 in San Diego.

German Shepherd/Five-Year-Old – Up to $114 in Los Angeles or as low as $55 in San Diego.

As you can see, monthly insurance premiums vary widely based on your pet’s age, breed, and location.

Cat and dog insurance in California may not cover all of your pet’s veterinary bills if he or she has certain pre-existing conditions; such as heart disease, cancer, seizures, or behavioral problems. These pre-existing conditions can be covered if added to a pet's policy for an additional premium.

Pet insurance in California won’t cover pre-existing conditions for those owners who have recently enrolled their pets in a pet insurance plan after the pet has been diagnosed with a medical condition. The usual wait time for the pet insurance policy to kick in is approximately 30-90 days in these cases.

What is certain is that comprehensive cat and dog insurance in California is much more affordable than paying any vet bill out-of-pocket.

Which Pet Insurance Company is the Best in California?

The best pet insurance for cats and dogs in California depends entirely on the breed, age, zip code, type of coverage, and more. When buying anything, particularly pet insurance, it’s always a good idea to read reviews and compare before purchasing a policy. Here at Pet Insurance Review, we have you covered. We have thousands of reviews, and we can provide you with a free quote based on a few details about you and your pet.

Our database analyzes the top-rated insurers and plans from across the entire state in a matter of seconds, to give you the best insurance options.

Not every policy was created equal. A policy for a large breed with a knee injury may not be the same as a policy for a small lap dog with digestive issues.

We examine the fine print to give you total transparency, while finding policies that offer you the most significant savings.


Compare Pet Insurance Plans With Pet Insurance Review

We take pride in helping pet parents across California find the policies that provide total coverage and those that yield the greatest savings.

With our help, you will find recommendations and discover how much you can save over the lifespan of your plan. Together with Pet Insurance Review, uncover those hidden savings and protect your pets for less.

Plug into real-time insurance quotes and get the latest from the highest-rated insurers in the state of California. The price you see with Pet Insurance Review is the price you get.

Get in touch now for your free pet insurance quote!