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PC Financial Pet Insurance

200-1200 Portage Avenue
Winnipeg MB R3G 0T5
phone: (877) 723-7387
website: http://www.pcinsurance.ca/ROCEN/PI.asp
claim form
Average Rating
4.2
out of 10

add your rating
PC Financial is underwritten by the SecuriCan General Insurance Company. Securican also is the underwriter for Petsecure and PurinaCare Canada. They offer pet insurance in every Province and Territory in Canada.

Most Helpful Reviews of PC Financial .

9/10   Very pleased, 7/3/2014

Reviewed By: Mark, Recommend: Y

We've had a few major claims including one for over $3,000 and one that happened out of country. We've never had a problem with them paying anything we were entitled too. When one of our dogs died due to an accident they paid to have him euthanized, part of his cremation costs and even paid us the $800 we paid for our dog (which in truth felt a little weird and we made a donation in his name with the money).

Yes, when one of our dogs had a very expensive year, they did reduce our co-pay to 60% but the next year they put it back up to 80% without us every asking. When I was looking for insurance, two things were very important to me. 1. They would not cancel my pet's insurance regardless of the number of claims. 2. My monthly premiums would not increase because of claims. They were the only insurance company that had these two features. I completely understood increasing our co-pay and at least this was something that was in my control since I knew what to expect. But canceling my pets or raising the premiums was too risky for me.

We just got another dog and did shop around to see what else is out there but still found PC to be the best for us.

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1/10   If you want a small refund, PC is for you, 6/20/2014

Reviewed By: Frustrated in Vancouver, Recommend: N

I cannot recommend this company. Each time I had a claim, I received what I feel is a small portion back. After I would have a claim, the following year they would increase my insurance unilaterally saying it is like for a cost of living increase in your area. In addition, they would unilaterally reduce the percentage I would be given back based on any previous claim. If you animal was ill previously, my rates would go up and my percentage would decrease, not fair.

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1/10   Reduce coverage due to a claim 2 years ago, 12/3/2013

Reviewed By: Antoinette, Recommend: N

We bought this coverage for our dog when he was a puppy in 2009. We had 2 claims in 2012. They reduced our co-pay to 60% then after 6 months put it back up to 80%. We just received a letter stating they reviewed our file and we are now at 60% co-pay with no reduction in premium. Why would you penalize a client for making a claim 2 years. Insurance is suppose to be protection for the unexpected. We are extremely disappointed with PC Insurance.

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  Read more reviews... | Add your own review

Most Recent Reviews


9/10   Very pleased,
We've had a few major claims including one for over $3,000 and one that happened out of country. We've never… read more

Added 7/3/2014 by: Mark
 
1/10   If you want a small refund, PC is for you,
I cannot recommend this company. Each time I had a claim, I received what I feel is a small portion back. … read more

Added 6/20/2014 by: Frustrated in Vancouver
 
1/10   Reduce coverage due to a claim 2 years ago,
We bought this coverage for our dog when he was a puppy in 2009. We had 2 claims in 2012. They reduced our… read more

Added 12/3/2013 by: Antoinette
 
1/10   Not worth it,
Slow slow slow...painfully slow. They take forever to repsond. They deny your claim very quickly however for… read more

Added 10/28/2013 by: Anouk 199
 
1/10   Burn your money instead,
I've been paying in to this plan for the past 8 years and they have reimbursed me a total of $37. Their plan… read more

Added 10/16/2013 by: Kim Harding
 
1/10   They lie, overcharge you and deny you ,
I had a policy, my dog had a condition, i got it diagnosed, and confirmed my steps and actions with PC pet ins… read more

Added 9/28/2013 by: Patricia
 
9/10   well worth it!!,
I have been with pc insurance for over 2 years now.I have always has wonderful customer sevice from them, my… read more

Added 8/24/2013 by: ellen phillipson
 


Review PC Financial review policy

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